Friday, June 19, 2009

work from home



Father's Day: lessons learned - Examiner.com
Canada.comFather's Day: lessons learnedExaminer.comLast friday I drove home from work during one of the storms that were responsible for thousands of Memphians losing power. When I got home my little boy told me how he, mommy, and little sister hid in a closet until the storm passed. ...Video: Last minute gift ideas for dad. WLUKMark Patinkin: How come Father's Day is all about work? Providence JournalFather's Day: The homely step sister of Mother's Day The Star-Ledger - NJ.comTelegraph.co.uk�- msnbc.comall 485 news articles

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make money



Where To make money In Social Networking - Forbes
Where To make money In Social NetworkingForbes,�NYMaking money, however, has proved more challenging. Using Facebook and Twitter is something like hosting a big cocktail party, observes Brett Hurt, founder and chief executive of Austin-based Bazaarvoice, which offers user-generated review platforms ...

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Reading: How to Negotiate and Lower Your Bills

We’ve recently been looking at our expenses to see if we can lower any of our bills. So far, the results have been promising....

Tuesday, June 16, 2009

The Principles Of Organic Vegetable Gardening

More farmers are getting into organic vegetable gardening because it is cost effective and they are able to produce almost the same yield of crops. You to can do this at home but first, you have to understand the principles of organic vegetable gardening.

Cash for clunkers.

‘Cash-For-Clunkers’ Vote May Open Path for $4,500 U.S. Vouchers

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By John Hughes

June 16 (Bloomberg) -- U.S. consumers may be able to collect as much as $4,500 by September on vehicle trade-ins under “cash-for-clunkers” legislation up for a vote in the House today.

The provision, scheduled to be taken up by the Senate after the House vote, gives vouchers to encourage Americans to swap older cars and light trucks for new, more fuel-efficient models. Automakers, whose U.S. sales fell 34 percent in May, support the plan as a way to get consumers into showrooms.

Approval of the $1 billion subsidy is likely because House and Senate negotiators agreed to incorporate the provision into a broader measure to fund the wars in Iraq and Afghanistan. Consumers could start getting rebates by Sept. 1, after the Obama administration sets rules for the process, said Charles Territo of the Alliance of Automobile Manufacturers.

“With auto sales hovering near record lows, it’s extremely important that Congress help,” said Territo, a spokesman for the Washington-based trade group, in an interview yesterday. “Many consumers have been waiting to purchase a new vehicle on the outcome of this legislation.”

Automakers have been pressing for the legislation all year to revive sales at their lowest since the early 1980s. “It is critically important,” said Ford spokeswoman Christin Baker, citing the “tough” economy and “weary” consumers.

Similar programs in countries such as Germany have boosted sales by as much as 40 percent, said Kerry Christopher, a GM spokesman. The U.S. program “will give customers a great encouragement to get back into the market,” he said in an e- mail.

New autos in the U.S. sold at an annual rate of 9.9 million units in May, the fifth straight month sales failed to cross 10 million, according to Autodata Corp., an industry research firm based in Woodcliff Lake, New Jersey. The rate was 14.2 million in May 2008 and averaged 16.8 million this decade through 2007.

Sales Forecast

The “clunkers” program may add to quarterly sales at an annualized rate of 1 million to 1.5 million vehicles, Brian Johnson, a Barclays Capital analyst, said in a June 12 report.

Consumers would get $4,500 vouchers if the new car they are buying gets 10 miles-a-gallon better gas mileage than the model they are trading in. For light trucks, the improvement must be 5 mpg better than the older model.

For a $3,500 voucher, the improvement for cars must be 4 mpg or better, and for light trucks, 2 mpg. The trade-in vehicle must be no older than a 1984 model and get 18 mpg or less in combined city/highway fuel economy.

New passenger cars purchased with the vouchers must get at least 22 mpg in city/highway fuel economy, and light trucks must get at least 18 mpg. Domestic as well as foreign models sold in the U.S. qualify.

Added Funding

“The important thing is to get the program under way so we can start getting the benefits,” Representative Betty Sutton, an Ohio Democrat who crafted the plan, told reporters June 12.

An earlier version of the plan approved by the House on June 9 called for a $4 billion-a-year annual program to spur sales of 1 million vehicles. The $1 billion in the war bill will run out with the close of the fiscal year Sept. 30, meaning Congress will have to act again to fund the program in fiscal 2010.

Johnson said in his note he considers it likely the program will get the additional $3 billion in 2010, given President Barack Obama’s endorsement of the concept.

Senator Sam Brownback, a Kansas Republican and early backer of Senate approval of the plan, defected last week when he learned the plan would no longer be funded with part of the $787 billion stimulus legislation passed in February.

Deficit Spending

“The House has decided to fund the legislation through deficit spending,” Brownback said in a June 11 statement. “I will not support the plan.”

In the Senate, the cash-for-clunkers provision is sponsored by Debbie Stabenow, a Michigan Democrat, and has the backing of Richard Durbin of Illinois, the chamber’s No. 2 Democrat.

Senator Dianne Feinstein, a California Democrat who has backed the idea, has said the version of the proposal nearing passage “doesn’t make much sense” because only small improvements in fuel efficiency would be needed to qualify for a voucher.

The program would “allow a guzzler to be junked and a new guzzler purchased, essentially reimbursed by the taxpayers,” Feinstein said.

To contact the reporter on this story: John Hughes in Washington at jhughes5@bloomberg.net

Last Updated: June 16, 2009 00:00 EDT

New GI Bill greatly expands education benefits for veterans of wars in Iraq, Afghanistan

New GI Bill greatly expands education benefits for veterans of wars in Iraq, Afghanistan
By Scott Travis | South Florida Sun-Sentinel
June 15, 2009

They spent years fighting in Iraq and Afghanistan, and now many Florida veterans will have a new mission: to earn a college degree.

A new federal GI Bill, which takes effect in August, will pay college and living expenses for those who have served in the military since Sept. 11, 2001, including military reservists and National Guard members.

And a new state program, "Boots to Books," provides support for those veterans by offering an online clearinghouse of information at www.flbootstobooks.org.

The new GI Bill greatly expands benefits offered under the current Montgomery GI Bill, established in 1985 as a peacetime bill and which pays $1,320 a month.

The new one picks up full tuition and fees for a public university or community college. It also allots $1,000 a year for books and supplies, and a monthly housing stipend of $1,200 to $2,500. The benefits are good for 36 months for those who have served for at least 36 months.

Many private schools, including Nova Southeastern University in Davie and Northwood University in West Palm Beach, say they plan to participate in a "Yellow Ribbon Program" in which they help defray some or all of any extra costs with the U.S. Department of Veterans Affairs.

"The new GI Bill basically takes away any excuse not to pursue higher education," said Derek Hollcroft, 23, an Army veteran and sophomore at Broward College.

There were 36,088 veterans enrolled in Florida colleges in 2007-08, up from 33,963 the year before. State officials predict those numbers could double or even triple during the next few years as Florida's 160,000 eligible post- 9/11 veterans take advantage of the new benefits.

While many universities and community colleges have been battling crowding, they say they welcome these new students.

"Veterans are some of the most equipped students we'll ever get," said Randy Goin, chief of staff at Florida Atlantic University in Boca Raton, which has 300 veterans out of 26,000 students. "They have lived lives and done things a lot of students haven't experienced."

At Palm Beach Community College, about 300 of the 30,000 students are veterans and Patty Anderson, vice president for student services, said she expects that to double this fall.

She said the veterans may create a need for mental health services.

"My dad was career Army. My husband was in Vietnam. We didn't senMany private schools, including Nova Southeastern University in Davie and Northwood University in West Palm Beach, say they plan to participate in a "Yellow Ribbon Program" in which they help defray some or all of any extra costs with the U.S. Department of Veterans Affairs.

"The new GI Bill basically takes away any excuse not to pursue higher education," said Derek Hollcroft, 23, an Army veteran and sophomore at Broward College.

There were 36,088 veterans enrolled in Florida colleges in 2007-08, up from 33,963 the year before. State officials predict those numbers could double or even triple during the next few years as Florida's 160,000 eligible post- 9/11 veterans take advantage of the new benefits.

While many universities and community colleges have been battling crowding, they say they welcome these new students.

"Veterans are some of the most equipped students we'll ever get," said Randy Goin, chief of staff at Florida Atlantic University in Boca Raton, which has 300 veterans out of 26,000 students. "They have lived lives and done things a lot of students haven't experienced."

At Palm Beach Community College, about 300 of the 30,000 students are veterans and Patty Anderson, vice president for student services, said she expects that to double this fall.

She said the veterans may create a need for mental health services.

"My dad was career Army. My husband was in Vietnam. We didn't senMany private schools, including Nova Southeastern University in Davie and Northwood University in West Palm Beach, say they plan to participate in a "Yellow Ribbon Program" in which they help defray some or all of any extra costs with the U.S. Department of Veterans Affairs.

"The new GI Bill basically takes away any excuse not to pursue higher education," said Derek Hollcroft, 23, an Army veteran and sophomore at Broward College.

There were 36,088 veterans enrolled in Florida colleges in 2007-08, up from 33,963 the year before. State officials predict those numbers could double or even triple during the next few years as Florida's 160,000 eligible post- 9/11 veterans take advantage of the new benefits.

While many universities and community colleges have been battling crowding, they say they welcome these new students.

"Veterans are some of the most equipped students we'll ever get," said Randy Goin, chief of staff at Florida Atlantic University in Boca Raton, which has 300 veterans out of 26,000 students. "They have lived lives and done things a lot of students haven't experienced."

At Palm Beach Community College, about 300 of the 30,000 students are veterans and Patty Anderson, vice president for student services, said she expects that to double this fall.

She said the veterans may create a need for mental health services.

"My dad was career Army. My husband was in Vietnam. We didn't send people on tour after tour after tour," she said. "Some of these veterans have been in stressful situations for several years in a row."

Broward College has 533 veterans and expects an increase of 20 to 25 percent more, said Marcia Conliffe, associate vice president. The college is hiring a designated veterans affairs coordinator to help them.

Many students are still unaware these benefits exist, said Rivka Spiro, a public relations specialist at Broward College. She said several veterans at Broward College's graduation who were planning to transfer to four-year universities were shocked when she told them about the new GI Bill.

"You can get free tuition, books and living expenses. It's like winning the lottery, and none of them knew about it," she said.

Hollcroft, who served in South Korea and Iraq, is starting a Student Veterans of America chapter on Broward College. He said one of his goals is to increase awareness of the benefits.

Steve Lopez, 24, who served in the U.S. Marine Corps from 2003 to 2007, plans to study civil engineering at the University of Florida this fall. He said he intends to take advantage of the benefits.

"It's helping me out a lot," he said. "After four years and two tours of Iraq, the least the government can do is pay my way through school. It's making it a lot easier to achieve dream of getting a degree."

Scott Travis can be reached at stravis@SunSentinel.com or 561-243-6637.